Flagstar Bank Data Breach Class Action Settlement — $31.5 Million Fund for 2.19 Million Affected Customers

vs. Flagstar Bank

Payout Range

$60 – $25000

Deadline

8/11/2026

Time Left

83 days

About this settlement

The Flagstar Bank Data Breach Class Action Settlement involves approximately 2.19 million U.S. customers and employees whose personal information was exposed in two separate data breaches in 2021. The settlement, totaling $31.5 million, offers cash payments, reimbursement for documented losses, and free credit monitoring services to affected individuals.

Who is eligible

  • Must have had an account with the defendant

Who is in the settlement class

U.S. individuals whose personal information was impacted by the January 2021 and December 2021 Flagstar data breaches.

How to claim

This settlement has multiple claim paths. You don't need documentation to file the no-docs tier.

Documented Monetary Losses

Up to $25000

Reimbursement for out-of-pocket losses fairly traceable to the data breaches, up to a maximum of $25,000 per claimant.

Documentation required: Receipts and supporting documentation are required to claim this tier.

Residual Cash Payment

Up to $599 (pro rata)

A flat cash payment regardless of whether they have documented losses, estimated at approximately $60 per claimant.

✓ No documentation required — self-attestation only

Three Years of Credit Monitoring

Varies

All Settlement Class Members are eligible for three years of credit monitoring services covering all three major bureaus.

✓ No documentation required — self-attestation only

California Statutory Payment

Up to $100

California Settlement Subclass members are eligible for an additional payment of up to $100 under the California Consumer Privacy Act (CCPA).

✓ No documentation required — self-attestation only

Included: credit monitoring

This settlement includes free credit monitoring and identity protection for 36 months. You can usually claim this in addition to cash.

How to file

This settlement accepts online and mail claim submissions. Pick whichever is easier.

Mail to
Settlement Administrator
Eisner Advisory Group LLC
P.O. Box 12345
City, State ZIP

Official settlement information

https://openclassactions.com/settlements/flagstar-bank-data-breach-class-action-settlement.php

ClaimHawk is an independent service. Review the official settlement site for legally binding terms.

How ClaimHawk helps you file

  • ✓ Pre-fills your claim form from your encrypted profile
  • ✓ Scans your ID and receipts automatically
  • ✓ Generates the filled claim form as a PDF
  • ✓ Texts you a reminder the week of the deadline
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