Metropolitan / Farmers Direct UIM Class Action Settlement -- Up to $25,000 for New Mexico Offset Claims Plus Premium Refunds

vs. Metropolitan Direct Property and Casualty Insurance Company

Payout Range

Up to $25000

Deadline

5/26/2026

Time Left

Expired

This settlement's filing deadline has passed. New claims are no longer accepted.

About this settlement

Metropolitan Direct Property and Casualty Insurance Company has agreed to a $1,200,000 class action settlement to resolve allegations that it improperly reduced underinsured motorist (UIM) claim payments to New Mexico drivers, violating state law by misrepresenting UIM coverage and applying a 'Schmick offset'.

Who is eligible

  • Must reside in: NM

Who is in the settlement class

New Mexico drivers who had an underinsured motorist claim with Metropolitan that was reduced by the at-fault driver's insurance payout between October 1, 2010 and January 31, 2022.

How to claim

This settlement has multiple claim paths. You don't need documentation to file the no-docs tier.

Offset Subclass Payment

Up to $25000 (pro rata)

Up to $25,000 per valid claim for those whose UIM claims were reduced.

Documentation required: Submit a valid claim form by the deadline.

UM/UIM Premium Refund

Varies

Automatic check mailed to your last known address for eligible class members.

✓ No documentation required — self-attestation only

How to file

This settlement is mail-only. Print the claim form, sign, and mail to the address below.

Mail to
Metropolitan UIM Settlement Administrator
P.O. Box 1234
Albuquerque, NM 87101

Official settlement information

https://openclassactions.com/settlements/metropolitan-farmers-direct-uim-new-mexico-class-action-settlement.php

ClaimHawk is an independent service. Review the official settlement site for legally binding terms.

How ClaimHawk helps you file

  • ✓ Pre-fills your claim form from your encrypted profile
  • ✓ Scans your ID and receipts automatically
  • ✓ Generates the filled claim form as a PDF
  • ✓ Texts you a reminder the week of the deadline