PHH Mortgage - Default Notices Class Action Settlement

About this settlement

A settlement of $1,500,000 has been reached in a class action lawsuit alleging that the Notices of Default that PHH Mortgage Corporation sent to borrowers who were behind on their monthly mortgage payments violated the Fair Debt Collection Practices Act and other state laws. The lawsuit claims that these notices contained false threats of immediate acceleration and foreclosure when PHH allegedly did not intend to take such actions until loans were at least 120 days delinquent.

Who is eligible

• ✓Must reside in: CA, NC

Who is in the settlement class

Borrowers on residential mortgage loans serviced by PHH who received a Notice of Default between January 14, 2021 and December 15, 2025.

What you'll need to file

• •Your full legal name, address, and contact info
• •No receipt required — self-attestation only.

How to file

This settlement accepts online and mail claim submissions. Pick whichever is easier.

Official settlement information

ClaimHawk is an independent service. Review the official settlement site for legally binding terms.